Get a copy of the Google Spreadsheet template here. Purpose of This Tool This template is a Google Sheets designed to help parents (or relatives) save and invest for children using a simple, evidence-based, long-term approach. The tool reflects a real-life setup I personally use for my own children, nephews,
A Critical Look at the 4% Rule Many people invest to build a nest egg for retirement, or to stop working sooner than planned. A popular tool for this is the well-known 4%-rule. In this article, Toon Cuypers, financial coach at FIRE Belgium, reviews this rule of thumb with a
What are the best brokers for investors in Belgium? Which ones are the cheapest?Which ones are the safest?Which ones are the easiest to use?Which ones have the ETFs we want to invest in? In this article, we analyze the top 12 brokers in Belgium so that you can pick the
If you keep doing what you’re doing today, when will you become financially independent? In 10 years? 25 years? Or never? Most Belgian investors have never answered this question with real numbers. And most financial independence calculators give the wrong answer, because they ignore Belgian-specific taxes and investment fees. I
In this case study, we cover the story of David, who went from earning just €1,300/month a couple of years ago to now being on track to reach financial independence at 53 (14 years before the official retirement age) as estimated using our FIRE Belgium Calculator (get it for free
These bank funds perform worse than ETFs! How are your bank funds performing? Yes, they’ve gone up. But the entire stock market has gone up, so that was easy. Why not compare them to the market? Did they do better than the market? Or even better, let’s compare them to
