
ONLINE EVENT: Why You Should Not Invest In Bank Funds.
Monday 14 September at 8.30 pm (CET)
Organized by FIRE Belgium. Hosted by Toon Cuypers and Sebastien Aguilar.
Do you (still) have investments in bank funds?
Do you know how they compare to index funds?
What is their performance?
Are they worth investing in?
If you have investment funds with a bank and you’re wondering what to do about them, we’d like to invite you to an online event on Monday 14 September at 8.30 PM.
Registration required: Sign up for free here.
In this session, we will dive deep into all things bank funds and index funds in Belgium.
But it will not be only theory.
We will also analyse real examples… from members of our community!
We’ve done this before and the results were incredible… so sign up and don’t miss this opportunity.
See you soon!
Cheers,
🔥 Sebastien and Toon
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REGISTRATION REQUIRED – Sign up for free here: https://us02web.zoom.us/meeting/register/OEuBdOWgRtGPPtDFKtORrw
We’re working on adding some new interesting events for you.
Check back soon to see what’s happening in our community.
You can also subscribe here to our newsletter and be the first to know.

I’m offering the same workshop on two dates. Pick the date that suits you best, and join us!
What you will learn:
Whether your money is currently in a savings account, invested through a bank, or you are simply looking for a more effective investment strategy, this workshop will show you why index investing is one of the simplest and most powerful ways to build wealth, especially for your pension or retirement.
You don’t need to become a financial expert, pay exorbitant fees and taxes or spend all day tracking the markets.
Instead, you can use an evidence-based strategy to participate in the long-term growth of global markets, while keeping fees, taxes and effort under control.
This is the information I wish I had found when I first started on this journey back in 2011.
My goal is to save you time and money, by presenting the most important lessons I have learned in the past 15 years, and preventing you from making the same costly mistakes I made.
I will also invite you to join the 4-step learning and investing program I have developed to help people put all of this into action, and start investing with confidence.
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REGISTRATION REQUIRED:
I’m offering the same workshop on Zoom on two dates. Pick the date that suits you best, and join us!

FREE ONLINE WEBINAR with Sebastien Aguilar + TEMPLATE
Thursday, August 6th, 2026 at 8 PM

FREELANCE FINANCE DAY 2025
Friday, Dec 12nd, 2025 at 11.30 AM
ETF investing. Where do I start? Am I doing this correctly? What about taxes?
And now, with the new capital gains tax coming on 1 January 2026, the uncertainty gets even bigger.
Sébastien Aguilar is joining Freelance Finance Day to explain the ins and outs about ETF investing, with a focus on freelancers and self-employed.
Sébastien is the founder of FIRE Belgium.
He retired at 33, built two personal finance communities from 0 to 40,000+ members, and has a rare talent for making complex investing feel simple and safe.
During his session, he’ll break down:
• how freelancers and self-employed professionals can build wealth with evidence-based index ETF investing
• how to navigate the Belgian tax landscape as an investor
• what the new capital gains tax (CGT) really means and how it affects long-term decisions starting in 2026
If you want to learn how to invest efficiently, tax-aware and with confidence, this session is for you.
Register here: https://freelancersinbelgium.be/event/freelancefinanceday/
Discover the potential of Exchange-Traded Funds (ETFs) and how to grow your wealth with evidence-based investing — optimised for Belgian taxes. Sébastien shows how even busy freelancers can invest efficiently without making it a full-time job.
Freelance Finance Day 2025 is an event organized by Freelancers in Belgium, and hosted by Jenny Björklöf.
It’s designed to help freelancers keep more of what they earn and master finance topics in one dedicated day.

I’m offering the same workshop on two dates. Pick the date that suits you best, and join us!
This presentation is designed to show you exactly how to start investing in index ETFs in Belgium in 2026, with a process based on decades of academic research.
It’s a practical walkthrough of how smart long-term investors actually invest.
I’ll open my brokerage account live and place a real transaction. You’ll see every step.
This is for you if:
– You want to start investing but feel unsure where to begin
– You want to understand the exact process of buying an ETF
– You‘re tired of expensive underperforming bank funds
– You want to build long-term wealth using a simple, passive, low-cost strategy
– You want to make your money work and prepare for your pension
What you will learn:
1. How to invest in an ETF (LIVE demo)
Step-by-step process, simple and precise
2. Real investment returns from real people
Actual results from index investors and how you can do it too.
3. Why index investing outperforms bank funds
Proven by 50 years of academic research.
4. Your personal roadmap to start in 2026
A practical checklist you can follow the next day.
5. How to fast-track your journey with the 6-week Index Investing Bootcamp 2026.
A look behind the scenes of the Bootcamp and how it makes helps you put your money to work, smart and fast.
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REGISTRATION REQUIRED
The event takes place on Zoom, and you need to register to attend.

FREE ONLINE WEBINAR with Pieter van der Velden
Monday, Sept 22nd, 2025 at 8.30 PM
What is the new Belgian 10% tax on capital gains?
How does it work?
We’d like to invite you to join us next Monday, September 22, at 8.30PM for a live webinar on this topic, with Pieter van der Velden.
Pieter van der Velden (55) is a Chartered Public Accountant with over 30 years of international finance and tax leadership experience. He spent 14 years at KPMG Netherlands auditing major corporates before moving to Royal FrieslandCampina, where he held senior finance roles as Finance Director at the head office and in Indonesia and the Middle East, and as Managing Director of the EMEA Service Centre in Budapest. Pieter currently works as an independent consultant helping private individuals with their financial planning journey.
Pieter is a long-term index investor himself, and a long time active member of the community in Belgium. He has studied the new tax on capital gains in Belgium (coming this January) and provides guidance to investors on the expected consequences of this new tax. As part of his collaboration with Tim Nijsmans (from De Vermogengids), Pieter will soon release a comprehensive white paper on the upcoming capital gains tax.
Pieter will give us a high-level overview of this new Belgian tax and how it works on Monday 22 September.
If you are interested in learning more about this new tax and how it could affect investors, don’t miss this online event.
Free registration required.

IN-PERSON PRIVATE EVENT: Index Investing Advanced Mastermind 2025
Sunday 18 May at 2pm.
IMPORTANT: Please book your spot before Friday 9th at noon as I need to confirm the number of participants with the venue.
Join us on Sunday 18 of May at 2 PM for an exclusive event on index investing!
This is a private event for current and past participants of the FIRE Belgium Index Investing Course and proven index investors.
This is a unique opportunity to:
1. Learn about the Index Investing Success Path, identify what stage you are at and how to make progress
2. Review and get feedback on your Personal Investment Plan.
3. Make progress on your main challenges
4. Develop your next step action plan to continue to improve your financial situation
5. Participate in a live call with JL COLLINS, known as “the godfather of financial independence” and author of the top international best seller “The Simple Path to Wealth”. His blog and book have helped hundreds of thousands of people get started with long-term index investing. He has decades of experience in investing and he is a good friend of FIRE Belgium :-)
6. Connect in real life with Sebastien, Toon and other course participants
This is the ideal event to dive back into your investments, get answers to your questions, connect with like-minded people, hear from the international DIY index investing specialist, JL Collins and have fun!
The event takes place in Brussels at a location that will be communicated to the attendees.
It starts at 2PM and ends at 6 PM. There will be coffee and snacks throughout the afternoon, as well as celebration drinks.
This is NOT an event for
If you are an established buy-and-hold index ETF investor and you want to join us, then book your seat ASAP:
https://www.eventbrite.be/e/index-investing-advanced-mastermind-2025-tickets-1309538287269
Early bird tickets are available until April 30. The price goes up on May 1st and then again on May 10th so that we can manage venue constraints.
If you’re wondering what to expect, here is a recap of our previous in-person event from 2022.
I look forward to seeing you in person on the 18th!
See you soon!
🔥 Sebastien

IN-PERSON EVENT: FIRE Drinks
Saturday 10 May at 5pm
In May this year, I am turning 40!
And with this new arbitrary milestone in my life, I have been thinking about what’s important to me in life.
I won’t give you all the details, but this community certainly plays a big role in my life.
So I would like to use my birthday as an excuse to invite you to a casual meetup :-)
Nothing fancy, just an informal gathering to meetup like-minded people and discuss common interests.
The meetup will take place on Saturday 10 of May at 5 PM in “Le 421”, a brasserie in Braine-l’Alleud. (Google Maps)
If you’re coming by car, there are parking options nearby as there is a Brico and a Bio Planet just next door. You can also come by bus.
Event: FIRE Drinks
Where? Le 421, Chau. d’Alsemberg 421, 1420 Braine-l’Alleud
When? Saturday, May 10th, 2025 at 5pm
I hope to see you there!
All the best,
🔥Sebastien

ONLINE EVENT: Money Week 2025 – The Belgian Pension System.
Organized by FIRE Belgium. Hosted by Sebastien Aguilar.
Free Online Summit on the Belgian Pension System: 17 to 21 of March 2025
FIRE Belgium is organizing Money Week 2025, featuring 5 experts to unveil and discuss the Belgian Pension System.
5 evenings, 5 experts, 5 talks:
To get access to all 5 events, register here and we’ll send you the details by email.

ONLINE EVENT: How to build wealth on autopilot – evidence-based investing, optimized for Belgian taxes
Monday 9 December at 8.30 pm (CET).
Organized by FIRE Belgium. Hosted by Sebastien Aguilar.
What you will learn:
1. How to invest to get better results than banks and professional fund managers – while doing 0.1% of the work and paying 10 times less (the stuff banks don’t want you to know). Proven by 50 years of academic research.
2. How to minimize Belgian investment taxes and optimize returns.
3. How to invest well with 100 euros (you don’t need much to get started!) in less than 5 minutes a month.
4. How to start index investing in Belgium – my practical roadmap to learn everything you need to know and start investing with confidence.
This is the information I wish I had found when I first started on this journey back in 2011.
My goal is to save you time and money, by presenting the most important lessons I have learned in the past 12 years, and preventing you from making the same costly mistakes I made.
I will also invite you to join the 4-step learning and investing program I have developed to help people put all of this into action, and start investing with confidence.
–
We’re offering the same workshop on three dates, with the only difference being the language and speaker.
Pick the date and language that suits you best, and join us!
Please, feel free to contact us if you have any questions: hello@firebelgium.com

ONLINE EVENT: Hoe vermogen opbouwen op automatische piloot – op feiten gebaseerd investeren, geoptimaliseerd voor Belgische belastingen
Dinsdag 10 december om 20u30
Door Toon Cuypers – Expert Indexbeleggen bij FIRE Belgium
In deze workshop ga je het volgende leren :
1. Hoe je kunt beleggen om betere resultaten te behalen dan banken en professionele fondsbeheerders – terwijl je 0,1% van het werk doet en 10 keer minder betaalt (de dingen waarvan banken niet willen dat je ze weet!). Bewezen door 50 jaar academisch onderzoek.
2. Hoe je Belgische belastingen op beleggingen kunt minimaliseren en het rendement kunt optimaliseren.
3. Hoe je met 100 euro kan beleggen (je hebt niet veel nodig om te starten!) in minder dan 5 minuten per maand.
4. Hoe je snel kan starten met indexbeleggen in België – het praktisch stappenplan om alles te leren wat je moet weten en vol vertrouwen te beginnen met beleggen.
Dit is de informatie waarvan ik wilde dat ik deze had gevonden toen ik in 2005 begon.
Mijn doel is om je tijd en geld te besparen door de belangrijkste lessen te presenteren die ik in de afgelopen jaren heb geleerd en te voorkomen dat je dezelfde kostbare fouten maakt die ik heb gemaakt.
Ik zal ook informatie delen over het 4-stappen programma om mensen te helpen die begeleiding nodig hebben om dit alles in de praktijk te brengen.
Aan het einde van het webinar heeft u het volgende geleerd
Honderden mensen hebben er met succes gebruik van gemaakt. Nu is het jouw beurt.
Als u financiële zekerheid en vrijheid in uw leven wilt opbouwen, dan is dit evenement echt iets voor u.
__
Om jouw aanwezigheid te bevestigen en gratis toegang te krijgen tot het webinar, kan je registreren via Zoom (met een gratis account):
ENGELS: maandag 9 december om 20u30 (door Sébastien Aguilar)
NEDERLANDS: dinsdag 10 december om 20u30 (door Toon Cuypers)
ENGELS: woensdag 11 december om 20u30 (door Sébastien Aguilar)
Aarzel niet om je vrienden uit te nodigen om ook deel te nemen!
Als je nog vragen hebt, neem dan gerust contact met ons op: hello@firebelgium.com

ONLINE EVENT: Why should you pay yourself less, to earn more money?
Thursday 28 November at 8 pm (CET).
Organized by Investing as Self-Employed BE. Hosted by Sebastien Aguilar.
In this talk, Ken Ansoms, a seasoned digital-native advisor in accounting and tax, will explore the surprising strategy of paying yourself less to ultimately earn more. Discover the “sweet spot” for tax-optimal salaries as a business owner and learn how your income choices impact social contributions, company taxes, pensions, and overall financial outcomes.
Using real-world case studies, Ken will examine the impact of remuneration on the total tax burden. Don’t miss this session to learn some actionable insights that can help you strike the perfect balance of your finances as a business owner.
To join this free online event, sign up to the group and you’ll find the Zoom link in the community calendar.

ONLINE EVENT: Why You Should Not Invest In Bank Funds.
Wednesday 13 November at 8.30 pm (CET)
Organized by FIRE Belgium. Hosted by Toon Cuypers and Sebastien Aguilar.
In this free session, we will dive deep into all things bank funds and index funds in Belgium. But it will not be only theory. We will also analyse real examples… from members of our community!
We’ve done this before and the results were incredible… so sign up here and don’t miss this opportunity.

ONLINE EVENT: JCL Talk – L’art de l’investissement
Organized by Junior Consulting Louvain.
📅 Quand ? Mercredi 16 octobre
🕕 Heure ? 18h30 – 21h
📍 Où ? Auditoire Montesquieu 11, Université Catholique de Louvain
🍹 Petit bonus ? Un drink offert après la conférence pour échanger et networker dans une ambiance conviviale !
Rejoignez-nous pour “L’art de l’investissement : Comment investir aujourd’hui pour récolter demain ?”, une conférence avec Benoit van Den Hove (Euronext Brussels), Sébastien Aguillar (FIRE Belgium) et Grégory Guilmin (La Bourse : Make it Easy) 🎤. Ils débattront sur l’importance d’investir tôt et partageront leurs conseils pour bâtir un avenir financier solide 💰. Cet événement est parfait pour les étudiants et jeunes professionnels désireux d’apprendre à investir dès aujourd’hui pour récolter demain 🌱!

ONLINE EVENT: How To Save 500€ Per Month – 9 Steps to Financial Clarity and Control!
Monday 14 October at 8 pm (CET).
Organized by FIRE Belgium. Hosted by Sebastien Aguilar.
Join us for this free session, where Ruth Demoen will share 9 practical steps to manage your finances and start saving every month!
Sign up here and don’t miss this opportunity to learn practical steps that can bring you closer to saving regularly and finding peace of mind!

ONLINE EVENT: 13 Ways To Take Money Out Of Your Company.
Thursday 10 October at 8 pm (CET).
Organized by Investing as Self-Employed BE. Hosted by Sebastien Aguilar.
In this talk, Bryan Prieto-Duran will explain how he used to help client business owners in Belgium take money out of their company effectively. He will cover the 13 ways you can take money out of your company and discuss the pros and cons for each.
To join this free online event, sign up to the group and you’ll find the Zoom link in the community calendar.