If you keep doing what you’re doing today, when will you become financially independent? In 10 years? 25 years? Or never?
Most Belgian investors have never answered this question with real numbers. And most financial independence calculators give the wrong answer, because they ignore Belgian-specific taxes and investment fees.
I built this tool based on evidence-based investing principles and my experience teaching over 500 professionals in Belgium how to start investing, while managing a community of over 10,000 index investors.
You can download the tool for free here: https://firebelgium.com/ficalculator
And if you want to get started with evidence-based passive investing optimized for Belgian taxes, check out the free interactive workshop on how to build wealth on autopilot.
What the Calculator Shows You
- How big does your portfolio need to be to reach financial independence?
- How long will it take at your current savings rate?
- What can you do to get there faster?
- What is the real cost of investing through a robo advisor or bank funds vs index ETFs?
- What happens if you don’t invest at all?
The Real Cost of Investing the Wrong Way
When you invest through a robo advisor or regular bank funds instead of low-cost index ETFs, the impact on your financial independence date can be years, if not a decade.
The calculator makes this visible. You can see exactly how much longer you would need to work and how much money you leave on the table over 20 to 30 years.
Not investing at all is even more costly. The calculator shows what your financial situation looks like if you keep money in a bank account instead of putting it to work.
How to Download the FI Calculator
The tool is completely free. You can download it with the link below and use it to build your personal plan for financial independence.
📊 https://firebelgium.com/ficalculator
Key Takeaways
1. You need to know your number. Running the calculation removes the uncertainty that keeps most people stuck.
2. Belgian taxes matter. A generic calculator will give you the wrong answer. Use a tool built for Belgium.
3. Fees cost you years. The difference between index ETFs and bank funds is not just money. It’s time.
4. Not investing is the most expensive choice. The calculator shows exactly what it costs to keep money in a bank account.
Step 1: Download the free FI Calculator.
📊 https://firebelgium.com/ficalculator
Step 2: Watch the free workshop to build your full investing plan.
👉 https://firebelgium.com/investingworkshop
Your FI date is closer than you think.