“Learning to invest? Impossible. Investing? Too hard.”
That’s what your bank wants you to believe.
Because the more complicated investing looks, the more you rely on them.
And the more they get paid — no matter how bad the results are.
—
The truth?
Most people feel overwhelmed not because investing is hard…
…but because they don’t know what they actually need to know.
➡️ Reality: Investing can be VERY simple — with the right knowledge.
But we’ve been conditioned to think we need the equivalent of a finance degree.
And banks and fund managers are happy to reinforce that myth.
Yet the data says the opposite.
Here’s what we discovered when studying 21 bank funds from 7 Belgian banks:
Over 5 years, on average they underperformed by 1.7% PER YEAR.
Over 20 years, that’s roughly 40% lower performance!
…compared to a simple portfolio of index ETFs.
(this is confirmed by hundreds of academic studies done over the past 50 years)
So what does good investing actually require?
Not complicated algorithms.
Not stock picking.
Not reading financial reports.
Not watching markets every day.
Not believing forecasts or financial news.
You only need:
✔️ A simple, tax-optimized portfolio of 2 well-selected ETFs
✔️ Adapted to your personal situation
✔️ Bought through a solid online broker
✔️ Invested once a month or once a quarter
✔️ And held for the long term
That’s it.
It takes less than 5 minutes/month.
You can even automate the whole thing.
Want to know exactly how it works?
If you want to learn more about index investing and how to make your money work for you on autopilot, start with our free on-demand workshop:
How to build wealth on autopilot: evidence-based investing, optimized for Belgian taxes
👉 Register for free: https://firebelgium.com/investingworkshop/
Some people start investing within 24 hours of attending the workshop!
But most people get started in 6 weeks, like I explained in a previous article. You can do it too.
